Boost Your Credit Score by 64 Points In 10 Days

It takes a bold ask but boosting your credit score by 64 points fast is quite easy. First, you need to find someone with a credit card they have had for over 6 months. The card has to be in good standing for at least a year without any missed payments. 2nd, they will need to order an additional card in your name. This is called shared credit.

Now, the newly minted credit card doesn’t have to be used by you or the account holder. In fact, the credit card holder doesn’t have to give you the card for you to reap the benefit of the instant credit jump. Since credit scores are upgraded every week, expect to see a bump in your credit score in about 2 weeks.

Keep in mind, the better the credit card, the better the score. Sharing a premium AMEX card can boost your score even above 64 points!

Unfortunately, for some, boosting a credit score by 64 points or so doesn’t help them enough in their credit goals when they have write-offs, late payments and other discrepancies on their credit report. When your ready to improve your score by hundreds or if you’re aiming at a Perfect Credit Score, contact us. We have solutions.

A Perfect Credit Score Is Worth More Than A Bachelor’s Degree

Don’t believe us? Let’s look at the numbers. If your credit score is between 780 and the perfect score of 850 you will be paying anywhere between 65 to 85% less in interest than someone with a challenging credit score below 600. Someone who has a near-perfect credit score will pay on average, $1,000 less per month on a $250K mortgage. That’s a savings of $360,000 of interest on a 30-year mortgage. If you were renting a 250K home or rental property to tenants, that would be an extra $1,000 a month in profit in your pocket!

A perfect credit score can purchase this home for 85% less interest

Now, let’s look at what you spend on transportation. Let’s say you buy a new car every 5-7 years over the same time period as a 30-year mortgage. We’ll also estimate that your average car price is $25,000 for every new car you purchase. With 3.88% interest, you’ll save almost $25,000 in interest over the same time as a mortgage. This is compared to paying 9.6% with a lower credit score.

Save Hundreds in car payments per month with perfect credit

What’s shocking is the fact you don’t lose as much money with buying a car than with a home or investment property but here is where you are really getting raked over. The amount you’ll save in credit card interest is just as shocking as the interest you’ll save in a low-interest rate mortgage. Over a 30 year period, a family could save up to $240,000 in interest payments. That’s a grand total of $625,000 when you combine the savings in one mortgage, credit cards and vehicles just in interest alone! If you saved that amount of money in a horrible low yielding interest investment account of just 3% you would have over $1.2 Million saved up for retirement or investments.

According to, the average bachelor’s degree raises a person’s salary by $19,000 per year average over a lifetime compared to a high school or Associate’s degree in 2020 when adjusted for inflation. That average equal to $570,000 in extra income in 30 years. This doesn’t include the cost of education to receive a bachelor’s degree or the lost amount of investment income.

Let us help you build a perfect score and save you thousands per year in interest.